What is in it for me? Why should I use this tool? How will I gain?

• This tool brings out the stark difference between direct & regular plans. And if you are already invested in regular plans, then you can use the tool to decide whether to switch to direct plans. Please read the mandatory disclaimers & concept note before using the tool.
• We are of the firm opinion that all investors must invest only in direct plans, simply since we do not see any merit whatsoever in buying a more expensive scheme when the same scheme is available at a lower cost.
• The broker in between (legally referred to as distributor), is helping you identify the scheme and do the paperwork. We believe for this work you are better off paying a one-time cost. Why pay such a high cost and that too year-after-year. And in any case, there are several online platforms through which you can invest in direct plans seamlessly, without any paperwork.
• We also strongly advocate that you hire a licensed advisor (legally referred to as RIA) who can help you with putting together a financial & investment plan. They will help you with the more complex part of investing decisions, besides also helping you select the schemes.